Confused about what getting pre-qualified or pre-approved means? You're not the only one. We are here to help you along the way and explain the process of your purchase. There's a big difference between a mortgage pre-qualification, a pre-approval and an actual mortgage approval.

Getting Pre-Qualified for a Mortgage

Getting pre-qualified for a mortgage helps give you an idea of how much you might qualify to borrow. But since you have not actually applied for a loan, and the lender only has your word on your credit, income, assets and liabilities, a home loan or mortgage amount is not guaranteed. With a pre-qualification, no information has been verified. If you receive a letter from the lender, it may only state that you are likely to be approved for a mortgage. We will give you the knowledge and power to excell your search for your home.

A Better Solution

While it's helpful to be pre-qualified for a home loan, it doesn't always guarantee you'll be approved for a loan. You need to know the difference so that your expectations are set on your purchase. Our pre-approved mortgage is based on your real credit score, and really puts real estate agents and home sellers at ease. At the same time, you're in control when making an offer to a seller. They'll know you're a serious buyer who's ready and able to make a deal.

If you would like to learn more about the getting approved for a home loan, call us at 866-571-0609 and talk to an Assent finance professional.

With a pre-approval, your loan will close as long as the property gets a satisfactory title and appraisal and your financial situation remains the same.

 

Assent is at the top of our industry when it comes to customer satisfaction. There is no competition when it comes to making you happy. Our complete dedication in going above and beyond the call of duty and providing outstanding service is why our clients recommend us to their family and friends. At Assent, we make your loan as easy as 1, 2, 3. Our customers find out every day that you do not have to sacrifice service for an easy and convenient process.

You need to know you're dealing with an experienced, reputable company. Of course, we promise to make this your best loan experience ever. We'll return your calls by the end of the day. If something's not right, tell us and we'll do whatever we can to fix it. We have the tools to make your mortgage process go smoothly, and the customer service to back it up. It's all part of our 7 Simple Steps to getting a mortgage (that you won't find anywhere else).

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